What if I told you that it’s possible to get an effective annual return of nearly 10% over time – without the risk of stocks, real estate or other volatile investments?
Watch the Video above to see proof of the return of Bank On Yourself (then click on the icon in the lower right to enlarge)
I’m pretty sure you’d wonder what I’ve been smoking!
But I’m going to prove to you how you would have to get a 9.94% return every year in a tax-deferred account like a 401(k) or IRA to equal the return of a Bank On Yourself Plan over the last half century.
Watch the Video above to see proof of the return of Bank On Yourself
What would happen if you were faced with a completely unforeseen expense and you had to come up with $2,000 – or even $10,000 – to cover it?
Could you find the money – without having to borrow, beg, or sell something?
Half the workers and retirees in this country say no, they couldn’t get their hands on even $2,000 in the next 30 days, without going into debt or being forced to sell something.
Would you have to rob your retirement fund? Considering that the average household has only $25,000 saved up – which is supposed to last them the rest of their lives – this would be devastating.
Even the typical household within 10 years of retirement has only $111,000 in savings – barely enough to provide an income of $500 per month! That’s about what the typical retiree spends just on food, according to the U.S. Bureau of Labor Statistics.
Do you know what your retirement account will be worth on the day you plan to tap into it? If you’re like most people, you don’t have a clue. Well, here’s a reality check – that’s not a plan; it’s gambling.
Because people have blindly followed the conventional wisdom about investing and retirement planning advice, most baby boomers have been forced to postpone retirement an average of five years…and nearly half aren’t expected to have enough money in retirement to cover even basic living expenses, like food and medical care.1
At Bank On Yourself, we believe the decision of whether and when to retire – or not – should be a matter of choice, not necessity. If that makes sense to you, we urge you to watch this fast-paced video revealing seven reasons to consider using the Bank On Yourself method as a safe and proven alternative to traditional retirement plans.
Click the play button in the video below and see how many of these
seven advantages you’d like to have in your financial plan…
Bank On Yourself gives you guarantees, predictability, control, tax advantages and peace of mind missing from traditional financial planning
Want to find out how much money you could have – guaranteed – in 10 years, 30 years, and at any point along the way if you added Bank On Yourself to your financial plan?
It’s easy to find out! Just request your FREE, no-obligation Analysis that will show you how a custom-tailored plan can help you reach your short-term and long-term goals and dreams in the shortest time possible.
1. Center for Retirement Research at Boston College, March 2012 Report
We want to thank everyone who took the time to give us such detailed and honest feedback, which is exactly what we need to be able to communicate the benefits of Bank On Yourself more effectively.
Five people on the Bank On Yourself team – myself included – poured through every single response, not just to pick the contest winners, but to also learn what questions and concerns you have about the Bank On Yourself concept.
At $1,000 per finished minute to film this kind of video, I was really glad no one said what they liked most about it was when it ended! Most people really liked the unusual video style and felt that it helped them better understand one of the most intriguing advantages of the Bank On Yourself method: How it lets you bypass banks, credit cards and finance companies and become your own source of financing.
If you haven’t watched the video yet, I encourage you to do that now…
We’re always looking for entertaining, easy-to-understand ways to explain key concepts of the Bank On Yourself method. So we just completed a new – and very unusual – video that explains one of the most powerful features of Bank On Yourself – how it lets you bypass banks, finance and credit card companies altogether and become your own source of financing.
This video also addresses how purchasing things like cars, vacations, business equipment, or a college education through a Bank On Yourself plan beats financing, leasing and even directly paying cash for them.
Click the play button on the video below, then scroll down to the comments box and give us your feedback…
HOW MUCH MONEY COULD YOU HAVE BY BECOMING YOUR OWN FINANCING SOURCE?
We’d really love to get your feedback on this new video and video “style”. (You’ve probably never seen a video like this before.)
Here are questions we’d love to get your feedback on in the comments box below…
1. Do you currently use Bank On Yourself?
2. What was the best part of the video?
3. What is still unclear about the Bank On Yourself concept?
4. What topics could we address that you think would give people more confidence to consider Bank On Yourself?
5. If you do not currently use Bank On Yourself, did this video make you more likely or less likely to request a free Analysis and get a referral to one of the Bank On Yourself Authorized Advisors?
6. If you are currently using Bank On Yourself, do you feel that this type of video is something you could share with family, friends and colleagues to help them understand this method of managing your finances? Why or why not?
7. Is there any other feedback you’d like to give us?
Paying for college without spending your life’s savings is one of the biggest challenges faced by families today.
The traditional ways of paying for college, such as 529 college savings plans, UGMAs, UTMAs, and student loans all have serious drawbacks. So we put together a video that reveals:
Seven important questions to ask yourself when choosing between college saving methods plus a chart that compares them side-by-side
A better way to save and pay for a college education for your kids or grandkids – or for yourself – one you probably aren’t hearing about
How the Bank On Yourself method can double as a safe college savings plan AND a way to provide you a guaranteed income in retirement that can last as long as you do
This video is a little longer than others we’ve done (it’s 10 minutes) because this is a critical topic and making the wrong decisions can drag down your financial picture for decades. A full transcript of the video can be found below as well. Enjoy and let us know what you think in the comments box below!
Bank on Yourself: A Better Way to Save and Pay for College
Watch this video to learn how a specially designed dividend-paying whole life insurance policy from a Bank on Yourself Authorized Advisor may be the safest and best way to save for college tuition to meet the rising costs of education.
Here’s the full text of the video…
The Boomerang Generation”
That’s what many experts are calling today’s crop of young adults.
There is no shortage of myths or misconceptions about Bank On Yourself or the specially designed whole life insurance policies used for this safe and proven wealth-building method.
One of the most commonly repeated myths is that financial advisors only sell whole life policies because they receive large commissions for doing so.
Often, that accusation comes from financial planners, investment advisors and money managers who want you to invest in the stock market, instead.
When you watch the video below, you’re going to be shocked to discover that the advisor who manages your money in the stock market is making at least TEN TIMES MORE than the Bank On Yourself Advisor, if the same amount of money is contributed each year! (And Bank On Yourself Authorized Advisors receive 50-70%less commission than advisors who structure policies the traditional way.)
Maybe that’s the kind of thing Mark Twain had in mind when he said…
A lie can circle the globe in the time it takes truth to put on its shoes”
And for pocketing TEN TIMES MORE of your hard-earned savings, what guarantees does your financial planner or money manager give you? Do they guarantee you that you’ll have a certain amount of money when you’re ready to start taking income from your savings? No! In fact, if you ask them that question, they’ll laugh you out of their office! [Read more…] “Busting the Bank On Yourself high commission myth”
Discover how much more control you’ll have over your money and how much more wealth you could have – guaranteed – without the risk of stocks, real estate and other investments.
If you’re not a business owner and want to become your own source of financing…
Almost anyone can use the Bank On Yourself method to become their own source of financing for major purchases like cars, vacations, home renovations, college educations and more! This video shows you how.
Have you been disappointed by your 401(k), IRA or other retirement plan? Conventional wisdom tells us these plans are the best way to save and invest for retirement. Yet following this advice has resulted in financial insecurity for most Americans.
Because of this, most baby boomers have been forced to postpone retirement an average of five years.1
I’m often asked how using the Bank On Yourself method to save for retirement compares to traditional plans, so I put together this short video that reveals seven reasons Bank On Yourself makes an excellent retirement plan alternative.
Click the play button in the video below and see how many of these seven advantages you’d like to have in your financial plan…
The Ultimate Wealth-Building and Retirement Strategy… Whether the Market Goes Up, Down or Sideways
When you request your FREE Analysis, you’ll get a referral to one of only 200 advisors who have met the rigorous training and requirements to be a Bank On Yourself Authorized Advisor. They’ll show you why Bank On Yourself is the ultimate wealth-building and retirement strategy… whether the market goes up, down or sideways.
1. Bankers Life and Casualty Center for a Secure Retirement, May 2011