Search results for: indexed universal life insurance

7 Reasons to Be Wary of Indexed Universal Life Insurance

…sign up?” Well, hold on a minute. I’ve just described one of the most over-hyped life insurance products around today: Indexed Universal Life, or IUL, also known as Equity Indexed

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How Does Cash Value Life Insurance Work?

Insurance Policy Type with the Most Guarantees Of the three types of cash value life insurance (whole life insurance, universal life insurance, and variable life insurance), only whole life insurance

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What is Unique About Permanent Life Insurance?

…permanent life insurance from which you’ll choose are whole life, universal life, indexed universal life, and variable life insurance. While virtually all permanent life insurance policies are designed to build…

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Taking a Life Insurance Policy Loan? Ask Yourself These Questions First

…not you have a life insurance policy loan in effect. How about Borrowing from a Universal Life or Indexed Universal Life Insurance Policy? Agents trying to sell you a universal

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5 Questions to Ask Before Choosing the Best Life Insurance Policy

…first decide whether you want life insurance for only a relatively short term (term insurance) or life insurance for the long term (permanent insurance). Once you’ve decided which type makes…

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What’s Universal Life Insurance and How Does It Work?

life insurance protection (similar to term life insurance). In a universal life insurance policy, the company credits the premiums to the cash value account, where the money earns interest. Periodically,…

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5 Advantages and Benefits Life Insurance Provides

…types of life insurance, you can quickly learn the basics in our No-Nonsense Life Insurance Guide. 1. Life Insurance Protects Your Family Every life insurance policy – by definition –…

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Is There Whole Life Insurance that Pays Dividends? Yes There Is!

…versus universal and indexed universal life, check out these two articles: How indexed universal life compares to whole life How whole life compares to universal life Find Out How a…

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What Is Whole Life Insurance and How Does It Work?

In a Nutshell: In this article, we explain what whole life insurance is and compare it to term life insurance, as well as universal life and variable life insurance. We…

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Here’s What Michael Kitces Missed in His Bank On Yourself Review, Part 2

…findings in an exposé titled 7 Reasons to Be Wary of Indexed Universal Life Insurance. Whole life insurance has more guarantees than any other type of life insurance policy—and more…

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