Search results for: indexed universal life insurance

…Life Insurance Have Living Benefits? Living benefits are most often associated with permanent (cash value) life insurance. But even term life insurance policies can be purchased with one or more…

…If you own a “participating” policy, then when your insurance company pays dividends, as a policy owner you share in your insurance company’s profits. Universal life, indexed universal life, and…

…Plan Alternatives. Gerber Life Offers Other Types of Life Insurance, Too Gerber built their reputation by selling strained plums and smashed carrots – baby food. While many life insurance companies…

…cash value and death benefit of your permanent life insurance policy. Unlike life insurance policy loans, home mortgages, and automobile loans, a personal loan gives the lender no collateral. (Collateral…

…fancy name for traditional whole life insurance. Well, there’s a world of difference between slow-growing, high-commission traditional whole life insurance and high cash value, low-commission, dividend-paying whole life insurance. With…

…Name: Primary Email: Send me my free report now! We respect your email privacy Life Insurance Underwriting It’s the same with life insurance. The insurance company wants to know with…

…Well stated! You can’t take out a life insurance policy loan unless you have a life insurance policy with enough cash value to serve as collateral for the loan. And…

…Yourself way is to: Use a whole life insurance policy, because whole life policies have more guarantees than any other type of life insurance Be sure the policy is issued…

In his review of Bank On Yourself, Michael Kitces repeatedly harped on the worst-case scenario of a life insurance policy owner taking out a life insurance loan with no regard…

Bank On Yourself-type policies are built on a dividend-paying whole life insurance policy chassis. Whole life insurance comes with more guarantees than any other form of life insurance. In addition,…