Retirement Planning

Retirement PlanningIt’s time for a frank talk. And no, it can’t wait.

Millions of Americans are hurting. Their traditional investment plans have tanked. Many have lost 30 – 50% or more of their savings. Money they hoped would carry them through their retirement years in well-deserved comfort and security. And they’ve worked hard for that money. Damn hard. Now, they may be working the rest of their lives. (Source: “No Rest for the Weary”, AARP Bulletin – September 2009)

Will you fall into this trap?

Almost every issue of the AARP magazine has heartbreaking stories of retirees who thought they were well off but are now suffering great financial hardship. Tragically, the majority of retirees, according to a May 6, 2008 AARP report (”The Economic Slowdown’s Impact on Middle-Aged and Older Americans”), are having difficulty paying for essential items, such as food, gas, and medicines. Many have had to put off filling prescriptions or take smaller doses than prescribed to make costly medicines last longer, and see doctors and dentists only when absolutely necessary, because their interest and investment income has disappeared. (And that report came out before the financial meltdown that started in the fall of 2008.)

Many retirees have been forced to return to work, at a time when even low-paying jobs are scarce.  And for many pre-retirees, the idea of a comfortable retirement is now only a distant dream.

A retirement fund you can truly count on

Retirement Plan SolutionsWake up. Stop playing what could be retirement-plan roulette and have the peace of mind that a predictable retirement income stream brings. Using the Bank On Yourself concept, one couple was able to:

  • Fund their policy primarily by redirecting money they had been contributing to the 401(k) plans they felt they couldn’t count on
  • Retire the year they both turned sixty-eight, as they had planned all along
  • Access close to $1.25 million, at the time they retired
  • Grow their retirement fund even after spending for foreign travel, new cars every four years for each of them, and medical bills
  • Take a retirement income of around $70,000 a year, just from the first two policies they started, for a total of $2.31 million over thirty-three years of retirement, because their plans continued to grow while they were taking retirement income
  • Have the comfort of knowing that if either one of them died, the other would receive the full current death benefit of the policy, less any outstanding loans

All the details of this couple’s story are revealed in chapters 3 – 6 of Pamela Yellen’s best-selling book.

How does your retirement plan compare?

Our team has done their homework. Now it’s your turn. Learn how the Bank On Yourself concept beats the pants off of traditional investment strategies.

Would you like to find out what your bottom-line numbers and results could be if you added Bank On Yourself to your financial plan? Simply request a FREE analysis here.

Other Benefits of Bank On Yourself:

More than 100,000 people are enjoying these benefits today because they have rejected the conventional financial “wisdom” and are now in control of their financial well-being. Bank on Yourself was established in 2002 to educate Americans about this proven way to have a rock-solid financial plan, with no luck, skill or guesswork required.

Wondering where you’ll find the money to start to Bank On Yourself? There are at least eight ways to do this, so don’t rule yourself out for that reason.

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