Bank On Yourself and Take Control of Your Money and Finances
Have you been doing all the “right things” financially that you’ve been taught to do, but you’ve been disappointed again and again? If so, you’re not alone:
- Wall Street lost more than 49% of the typical investor’s money – TWICE – just since the year 2000. It could easily happen again in the next five to ten years… or even tomorrow…
- The only guarantee Wall Street gives you is that they get paid whether you win or lose
- Americans’ confidence in being able to retire comfortably is at a record low, and more than half of all Boomers aren’t expected to have enough money to cover basic living expenses like food and medical care 1
- Do you know what your retirement account will be worth on the day you plan to tap into it? If you’re like most people, you don’t have a clue
The Best Way to Invest for Safety, Liquidity, Flexibility, Control and Tax Advantages
Hundreds of thousands of people have opted out of a system where the odds are stacked against them and are using the Bank On Yourself method to achieve life-long financial independence and security. See how folks of all ages and incomes are using Bank On Yourself.
Bank On Yourself lets you bypass Wall Street, beat the banks at their own game and – finally – take control of your own financial future. It can help almost anyone – regardless of age, income or financial sophistication – reach their financial goals and dreams without losing sleep. However, if you spend more than you make, this is not for you. And if you’re looking for a get-rich-quick scheme, you will surely be disappointed.
What is the Bank On Yourself Method?
Bank On Yourself uses a little-known super-charged version of an asset that has increased in value during every single market crash and in every period of economic boom and bust for more than 160 years – dividend-paying whole life insurance.
Yes, we said whole life… but not the kind most financial advisors and experts like Suze Orman and Dave Ramsey talk about! With this variation, you don’t have to die to “win.” It requires a dividend-paying whole life insurance policy with some features added on to it that maybe one in 1,000 financial advisors understands. A large portion of your premium goes into two riders or options that make your money in the policy grow significantly faster than a traditional whole life policy, while reducing the commission the agent receives by 50-70%.
NOTE: If your policy isn’t structured properly, it could grow much more slowly, lose the tax advantages, or both. Only 200 advisors in the U.S. and Canada have passed the rigorous training and requirements to be a Bank On Yourself Authorized Advisor. They know how to structure these policies right and which companies offer the best policies for maximizing the power of the Bank On Yourself concept. You’ll get a referral to one of these advisors when you request a FREE Analysis.
5 Key Benefits of Bank On Yourself…
- Enjoy the peace of mind that comes from steady, predictable growth, year in and year out. You’ll always know the minimum guaranteed value of your retirement account on the day you’ll want to tap into it… and at every point along the way.
- Bypass banks, finance and credit card companies altogether by becoming your own source of financing for cars, vacations, a college education, starting a business and more. Get the money you need when you need it – simply by asking for it. In fact, famous people like Walt Disney, Ray Kroc and J.C. Penney used this method to start or grow their businesses when no bank would lend them a dime. Learn how Bank On Yourself policy loans work.
- Access the money in your plan – with no taxes or government penalties or restrictions – when you want and for whatever you want.2 (Try doing that with your 401(k) or IRA!) Compare your plan to Bank On Yourself. Best of all, the money you take from your policy – whether you use it for purchases or investments – can continue to grow just as if you never took it out! Caution: Only a handful of companies offer a policy with this feature, so be sure to work with an Authorized Advisor who knows which companies to use. Learn how to find an Authorized Advisor here.
- A better way to save and pay for college – compare Bank On Yourself to 529 Plans, UGMA’s, UTMA’s and student loans
- Learn how special programs for folks up to age 85 work.
These Pictures Tell the Story Wall Street Doesn’t Want You to See…
The chart above reveals how, when measured in real purchasing power terms, the S&P 500 Index was nowhere near its spring 2000 high and would have to increase by another 32% immediately, just to get you even (in real dollars) with where you were more than 13 years ago.
Even when you include reinvesting dividends, the real purchasing power of your investment remains negative after 13 years! And this assumes you have no fees, commissions or taxes, which will take another big bite out of your savings.
Now look at the chart below. It was sent to us by a “Bank On Yourselfer” and shows how much his family’s net worth has grown since he got out of the stock market and started his first Bank On Yourself policy 3-1/2 years earlier, compared to the previous ten years of rolling the dice in the Wall Street casino.
He says he loves having a great place to put his income (his Bank On Yourself plans) where he no longer has to worry about losing it to the “randomness of the market.” And that’s something we consistently hear from folks who use Bank On Yourself – saving money is a lot more fun and motivating when you don’t have to worry about losing it or what effect the events of the day will have on your hard-earned dollars!
Why would someone be willing to share something as personal as his net worth for the whole world to see? In his words…
If I can help a few people start Bank On Yourself this year, instead of next year or instead of never, then it’s well worth it.”
You can get all the details when you listen to or read the interview we did with this subscriber.
Find out how you can join the Bank On Yourself Revolution and enjoy real wealth and financial security for as long as you live. Request your free, no-obligation Analysis that will show you how much your financial picture could improve if you add Bank On Yourself to your financial plan.
Take the $100K Challenge! Bank On Yourself is offering a $100,000 cash reward to the first person who can show they use a different strategy that can match or beat the advantages and guarantees of Bank On Yourself!
About Pamela Yellen
Bank On Yourself founder Pamela Yellen is a financial security expert and author of the New York Times best-seller, Bank On Yourself. She investigated over 450 financial products and strategies in her search for an alternative to the risk and volatility of traditional investments. She has appeared on every major TV and radio network, and her articles and interviews have appeared in thousands of publications and websites. Get to know Pamela Yellen.
1 Employee Benefit Research Institute 2013 Retirement Confidence Survey
2 Tax laws may change