It probably won’t come as a surprise that the two most common New Year’s financial resolutions are to save more money… and to spend less.

And it also should come as no surprise that most New Year’s resolutions have been abandoned by Valentine’s Day – if not sooner!

So I thought this would be a great time to give you some tips to help you stick with it.

Let’s start with tips for spending less money because if you don’t spend less, it’s very difficult – or impossible – to save more.

Tip #1 for Curbing Spending: Get the Right Budgeting Program

I know, I know! The moment many people even hear the word “budget,” they get turned off because the word conjures up “deprivation,” just like the word “diet.” But hear me out… [Read more…] “Four Helpful Tips for Keeping New Year’s Resolutions to Spend Less and Save More”