Here’s the most critical question you must be able to answer about your retirement plan…
Do you know what your retirement account(s) will be worth on the day you plan to tap into them?
If you’re saving for retirement the way most people do, you couldn’t answer this question if your life depended on it!
And When You Get Right Down to it, Your Life Does Depend on it!
Here are three reasons why…
Stock market volatility and unpredictability is bad for your health as well as your wealth.
Studies show that even relatively small stock market declines are linked to early death, illness, and fatal car accidents! In fact, if you have just 10% of your wealth in the stock market and experience only a 10% loss, your risk of dying early, or having a physical health problem, like high blood pressure, or a mental health problem, such as depression, increases significantly.
Life is stressful enough on its own. Do you really need to add the stress of worrying about what might happen to the money you’ve worked so hard to earn?
Recent studies show that even healthy 65-year-old couples face $500,000+ in healthcare costs not covered by Medicare.
And that figure is almost four times more than the typical couple approaching retirement has saved! What quality of life do you think you’ll have if you can’t pay for healthcare in retirement?
72% of adults report feeling stressed about money, and nearly 22% say they experience extreme stress about their finances, according to the American Psychological Association.
Financial stress is closely linked to health issues, anxiety, depression, insomnia and more.
Americans Have the Majority of Their Retirement Savings at Risk in the Wall Street Casino, According to the Federal Reserve Survey of Consumer Finances
And the stock market is a beast that you can’t predict or control.
We’ve experienced the longest bull market in history, making a major market crash more likely with each passing day.
The last two crashes wiped out 50% or more of the typical investor’s life savings (just since the year 2000).
The only thing we can’t predict is exactly when the next market crash will occur or how devastating it will be.
But What if a Portion of Your Nest Egg Were Guaranteed to Grow Each and Every Year – No Matter What the Market is Doing?
Wouldn’t that help reduce your stress and give you more financial peace of mind?
The Bank On Yourself safe wealth-building strategy has a 160-year plus track record of positive, guaranteed growth – including during the Great Recession, the Great Depression, and every single market crash and economic bust.
The Ultimate Financial Security Blanket in Both Good Times and Bad®
The Bank On Yourself strategy gives you an unbeatable combination of advantages, which include:
- Access to your money for whatever you want, whenever you want it – with no questions asked and no government restrictions
- Your money is guaranteed to grow by a larger dollar amount each year
- Your money is protected by a multi-layer safety net
- Your money grows tax deferred, and you can take tax-free withdrawals under current tax law
- And you can – finally – know the guaranteed minimum value of your savings on the day you plan to tap into them… and at any point along the way!
How to Make Saving for a Comfortable and Financially Stress-Free Retirement Easy
Life is full of stresses, challenges and setbacks, but saving for retirement doesn’t need to be one of them.
To find out how the Bank On Yourself strategy can add guarantees and predictability to your financial plan, request a FREE, no-obligation Analysis here. It can take 60-90 days to find out if you qualify, so if you want to enjoy much greater peace of mind in the New Year, take action TODAY. Click here to get started:
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